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    LANDLORD FINED!

    How can I make sure I’m compliant on my rental property?

    Coventry City Council has become the first council to fine a landlord under the ‘Electrical Safety Standards 2020′ legislation.

    In July 2021, new rules came in to force whereby all rental properties must have a 5-year electrical certificate by a qualified person. A copy of the certificate must be given to the tenants and provided to the council if requested.

    The landlord in question (who has not been named) failed to have a certificate and was fined £1,600.00. Adrian Chowns, the enforcement officer for Coventry City Council, said “We believe this is the first time these powers have been used by a local authority in England”.

    The government and local councils are keen to ensure rental properties are kept up to a decent standard of living for tenants, and that the appropriate safety measures are in place. Local councils now have the authority to fine landlords up to £30,000 for breach of regulations.

    At Move On, we make sure all our landlords can sleep at night, because this is what we do every day. We make sure we are always up to date with latest legislations, and we are often ahead of the deadline.

    Check out our FREE Compliance Guide for UK Landlords to find out if your rental property is complying with the latest legislation

    Is it time to move on with Move On? Call me or come in and have a chat, we really are a friendly and professional bunch.

    If you would like a free, up-to-date rental appraisal or fresh eyes over your paperwork to ensure you are compliant, then please contact me 01202 711169 or email sharon@moveon.biz

     

    Sharon

    Right to Rent Checks Advice for Landlords Blog Articles

    Right to Rent Changes 2022: What You Need to…

    Changes to how tenants can prove their Right to Rent in the UK are just one example of the many legislative changes for the lettings sector in the last few years. These frequent right to rent changes can make it difficult for landlords to know how to keep up and keep their rental properties and tenancies compliant.

    Right to Rent Checks Advice for Landlords

    Right to rent legislation for landlords and agents from the UK government has changed multiple times over the last couple of years, particularly throughout the Covid-19 pandemic. But what are the newest changes and how can you make sure you’re doing the right thing? That’s where we come in. Check out our list of frequently asked questions from landlords on Right to Rent checks below…

    Got more questions? Our Landlord Compliance Guide has everything you need to know about the latest legislation changes for rental properties in England.

    Compliance Guide for Landlords 2022

    Download the full guide for FREE here.

    What are right to rent checks?

    Right to Rent checks refer to mandatory checks that landlords in England need to carry out on all prospective tenants. This includes those subletting or those taking in lodgers, and the checks are to ensure that all tenants have the right to rent in England before entering into an agreement. The idea of these checks was introduced after the Immigration Act 2014.

    Checks include verifying the identity of your tenants through physical or online government documents and checking their right to reside in the UK through these.

    Generally, to have a right to rent in England means tenants:

    • Are a British Citizen
    • Are an EEA or Swiss National
    • Otherwise have a ‘Right to Rent’ in the UK

    Who needs to be checked?

    All prospective tenants and permitted occupiers over the age of 18 should be checked before a let is agreed.

    These checks must also be followed up on any renewal of tenancies in the case that a tenant’s residence permit or visa expires during the tenancy. They must also be carried out on any children included in a tenancy upon renewal if that child has turned 18 throughout the tenancy.

    What documents can you use?

    The government guidance on which physical documents can be checked changed at the beginning of April 2022.

    Currently, for UK and Irish citizens, right to rent can be proven with either a UK or Irish passport or a combination of two other examples of photo I.D (such as a UK driving licence and birth certificate).

    For EU and international citizens who hold residency in the UK (for either a time-limited period or unlimited period), checks now need to be completed using the UK Gov’s online checking service. This uses the tenant’s date of birth and a share code that they must provide to you.

     

    The official UK government guidance (plus accessible versions) can be found by clicking here.

    What are the Right to Rent changes?

    Until 6th April 2022, Biometric Residence Permits for international citizens were still valid to be used as I.D documents for right to rent checks, however this has now changed.

    Anyone who is not a UK or Irish citizen must now use the government online checking service and provide a share code and their date of birth to their landlord or agent for the check to be completed.

    Later this year the UK government are hoping to also replace physical document checks for UK and Irish citizens so everything will be digitized. There are introducing new technology called IDSPs that citizens will be able to set up and verify their identity remotely. However, these are still in development, and we can’t be sure when they will be released for general use yet.

    Conclusion

    Landlords are facing fines of £3,000 per tenant for not completing these checks (or having a managing agent complete them), so it’s incredibly important to ensure these checks are carried out properly.

    Feeling overwhelmed? You’re not alone!

    Our property management packages could be the solution you’re looking for. We take care of everything, including checking your new tenant’s right to rent. Or, if you’re still not sure, you can download our free guide for landlords on the most important pieces of compliance you need to keep in mind in 2022.

    Download your free guide here!

    For more information on tenant’s Right to Rent, visit the GOV.UK website: https://www.gov.uk/check-tenant-right-to-rent-documents

    Blog Articles

    Rents Have Risen!

     

    The past 18-24 months have seen a massive increase in rental prices throughout the Poole and Bournemouth area.

    We are valuing rental stock, new and existing, with huge increases and properties are being successfully let at the new prices.

    Prior to the last couple of years, rents had remained static, but when Covid came and we saw an increase of out-of-towners looking for properties with gardens, this caused a huge demand and saw the rental prices going up.

    We are also seeing a lack of stock coming to the market, which again is increasing the rental prices.

    As a tenant, this is not good news, as we now have an increase in energy prices, fuel prices and cost of living being added on.

    Contrary to popular belief, many landlords are not making vast amounts of money on their rental properties and expect their investment to help them in their retirement years. Those landlords who are already retired, will also be impacted on the cost of living going up.

    It is always a hard decision for landlords to increase rentals when they have had long-standing tenants, this is where Move On can help, by being the negotiator between all parties, in an amicable way.

    At Move On, we make sure all our landlords can sleep at night, because this is what we do every day. We make sure we are always up to date with latest legislations, and we are often ahead of the deadline.

    If you would like a free up to date rental appraisal or fresh eyes over your paperwork to ensure you are compliant, then please contact me 01202 711169 or email sharon@moveon.biz

     

    Sharon

    Blog Articles

    Ground Rent Reform on Leasehold Flats

     

    The Leasehold Reform (Ground Rent) Act 2022 received Royal Assent on 8th February 2022 and formally entered the statute books.

    The terms of the draft legislation are to tighten up the risk of unscrupulous landlords exploiting loopholes and finding new ways of getting more money out of tenants (leaseholders).

    The government are looking to reduce grounds rents to be charged ‘peppercorn rents’ as they were historically. Anyone breaching the Act can see financial fines of up to £30,000.

    Although this is great news for anyone buying a leasehold property, sadly, this will not include existing leases for the moment, but a second bill has been promised in the future to address the problems with current leases.

    Timothy Douglas, head of policy and campaign at Propertymark, said: “This legislation is progress and whilst the unsuccessful amendment to remove ground rents from all existing leasehold properties would have strengthened the legislation, it is positive that ground rent charges will now be restricted on newly-created long leases of houses and flats to an annual rent of one peppercorn, a token of no financial value.’’

    At Move On, we make sure all our landlords can sleep at night, because this is what we do every day. We make sure we are always up to date with latest legislations, and we are often ahead of the deadline.

    If you would like a free rental appraisal and fresh eyes over your paperwork, then please contact me 01202 711169 or email sharon@moveon.biz

    Sharon

    Tenant FAQs

    Frequently Asked Questions for Tenants

    Frequently Asked Questions for Tenants

    Renting a property as a tenant, whether for the first time or not, can be confusing. The laws and legislations for tenants, landlords and agents are constantly changing, so it’s important to know your rights and responsibilities with each tenancy. In this section of frequently asked questions for tenants we hope to answer some of the most common questions we receive from applicants and tenants.

    Got a question we didn’t cover? Let us know via email.

    Applying for a Property

    • Income confirmed at 2.5x yearly rental amount (for example, if the asking rent on a property was £750PCM, tenants would have to confirm yearly income of £22,500 per annum (750.00 x 12 x 2.5) (OR can provide a homeowner guarantor with income 3x yearly rental amount)
    • No adverse credit (CCJs, IVAs, etc. (OR if minor adverse credit, can provide a homeowner guarantor with income 3x yearly rental amount)
    • Right to rent in the UK (find the UK Gov Right to Rent Guide here for more information)
    If you’re self-employed, our referencing company will be looking at your last year’s tax return information to prove your income, and this will need to be 2.5x the yearly rent as stated above. If you’ve been self-employed for less than a year, or fail to provide this information, you will most likely be asked to provide a homeowner guarantor for your application to be able to pass
    No matter what your credit situation, it’s vital that you disclose any adverse credit BEFORE you apply for a rental property. You will usually be asked to disclose this when booking your viewing. Your credit profile WILL be checked when going through referencing. If you are untruthful and are found to have adverse credit that you did not disclose, this is usually an automatic 'Unacceptable' referencing result. Depending on the severity of your adverse credit (e.g. if you have an IVA or if you have satisfied any CCJS), you may be able to pass through referencing with or without a guarantor However, again it is vital you disclose this to us before continuing with an application so we can find the best option for you.
    Paying rent upfront for the duration of a tenancy is certainly an option if there is another reason why you are not able to pay monthly This would have to be agreed between yourself, us as the agent, and the landlord before it is accepted For example, if your monthly rent was £750PCM and you wanted to pay upfront for a tenancy of 12 months, this would be a total of £9000 upfront. This does NOT include your deposit. Despite paying upfront, you will still be asked to go through a referencing process, which will include previous landlord references, income references and a credit/background check.
    Our referencing process is nothing to be worried about! It's used to ensure that applicants are able to afford the rent on a property and that they are a suitable tenant. Our referencing checks include use of banking data (which you can opt in or out of), credit and background checks, previous landlord references and income checks (employment status & salary).
    A guarantor is someone who agrees to be named on a tenancy agreement and is liable for the rent should a tenant be unable to pay.
    A guarantor would need to go through much of the same process as a tenant when going through an application. Guarantors would need to provide up-to-date photo I.D and proof of Right to Rent in the UK They would also need to complete a referencing process, proving their credit history, background check, previous landlord reference and employment/income. Guarantors need to prove their identity by bringing the original copy of their photo I.D into the office before keys can be handed over to a tenant Guarantors also need to read and sign the tenancy agreement before keys can be handed over
    Each property that we rent, and each landlord, is different. This means that whether or not pets may be accepted is dependent on many things. It can depend on the lease the landlord has on the property, the size of the property, the type and breed of the pets in question, etc. When you find a property you're interested in, feel free to ask on your enquiry whether pets may be accepted. Some landlords may agree to have pets in the property but for a slightly higher rental amount, so it is always worth an ask!
    For all our rental properties, the deposit is calculated as 5 x the weekly rental amount. For example, if the rental amount was £750PCM, this would be calculated as 750.00 x 12 (yearly rent) divided by 52 (weekly rent) x 5 = deposit of £865.00
    When you rent a property, your landlord and agent puts trust in you to keep the property in a good condition. A deposit is held to ensure that any damages (over and above fair wear and tear) can be corrected at the end of the tenancy.
    At Move On, we can offer a Nil Deposit Scheme that allows tenants to pay a lower 'check-in fee' rather than a full deposit to lower the costs of moving. For more information on this, please get in touch.
    As a general rule, we like to allow at least two weeks between the signing of holding deposit documents (the first stage of an application) and a move in if a property is ready at that stage. This allows us and you plenty of time to complete the application and get everything ready. HOWEVER, this is dependent on the property itself and when it has been advertised as 'Available From' It may be the case that the property is not available until a specific future date, but your move in date will be agreed between yourself and our negotiators on your application.

    Living in the Property

    Unless stated in the advert or at the initial stages of an application, bills are not included in the rental of a property However, usually bills are included in HMO rooms! The arrangement and payment of bills such as council tax, water, electric, gas and broadband are your responsibility as a tenant (unless otherwise stated in your rental agreement). You will be responsible for ensuring your bills are paid fully and on time. At Move On, we partner with a company called Just Move In. Just Move In provide free services for tenants and movers in that they will alert utilities providers (such as the council, etc.) that a new occupier has moved into the property, so you won't need to worry about this. Just Move In also offer a complimentary Home Setup Service which includes a setup call with yourself and they will assist you (for free!) to help set up your tariffs and bills. For more information on Just Move In and how it works, click here or email us on enquiries@moveon.biz with your questions.
    This depends on the type of repair. If damage was made by yourself, you will most likely be responsible for fixing the issue (but make sure you tell your letting agent and/or landlord if anything happens in the first instance before trying to repair anything yourself!) In general, the landlord is responsible for maintaining the property in a good state of repair. They will either take care of this directly, or do so via an agent like Move On. When you sign your tenancy agreement, make sure you know who to go to when there’s an issue throughout your tenancy.
    Please do not make any decorative or other changes to a property you are renting without express written permission from the landlord. You are welcome to ask this question of your landlord at any time, either to them directly, or through the managing agent such as Move On. If you do receive permission to make changes to a property, we recommend keeping a dated record of this (i.e. an email) in case there is a dispute at the end of the tenancy regarding the change made.
    If you are in a fixed term tenancy, you are liable for the rent on the property until the fixed term is over. If you are on a periodic (rolling) contract, your tenancy agreement will detail the steps you need to take and notice you need to give if you'd like to vacate the property.
    Blog Articles

    What can happen if your paperwork is not up…

     

    The law is unbending! Naivety is not an excuse! Over 300 legislations in the last 3 years – do you know them?

    The courts have been filled in recent years with landlords being heavily fined and, in some cases, having to pay back the last 12 months’ worth of rent received.

    None of us would like to find ourselves in this position, but more and more landlords are finding this simply because they haven’t kept up to date with the law.

    A landlord recently failed to evict a tenant through non-payment of rent, due to not having a valid Gas Safety Certificate and Electrical Certificate.

    Another landlord had to pay back 3 times the deposit plus the deposit of £1000.00, totalling £4,000 to the tenant as they had failed to register the deposit. Local councils have the ability to fine landlords up to £30,000 for non-compliant properties including properties in disrepair. Two or more households is a HMO! Three unrelated friends or 2 couples is a HMO! Do you have the correct license?

    Another landlord had not noted the visa on his tenant had expired and they did not have the right to rent in the UK. The landlord narrowly missed going to jail.

    At Move On, we make sure all our landlords can sleep at night, because this is what we do every day. We make sure we are always up to date with latest legislations, and we are often ahead of the deadline.

    If you would like a free rental appraisal and fresh eyes over your paperwork, then please contact me 01202 711169 or email sharon@moveon.biz

    Sharon

    About Move On Rentals

    Compliance

    Compliance

    Letting Agents are required to be a member of a redress scheme. We belong to The Property Ombudsman redress scheme, and you can seek redress by writing to the scheme at:

    Milford House, 43-55 Milford Street, Salisbury, Wiltshire. SP1 2BP

    Telephone no: 01722 333306

    Website:             www.tpos.co.uk/

    Email:                admin@tpos.co.uk

    The Property Ombudsman Logo

    2021 -TPO certificate - Move On Rentals

     

    Before a complaint can be escalated to the redress scheme, clients are initially required to go through our complaints procedure, a copy of which is available upon request.

    The TPO Code of Practice for Letting Agents can also be found here: TPO Code of Practice

     

    Client Money Protection

    From 1 April 2019 letting agents are required to have Client Money Protection. Our provider is ‘Client Money Protect’ and their website is www.clientmoneyprotect.co.uk. A copy of our Client Money Protection Certificate is here:

    Information For Tenants

    Information for Tenants

    Information for Tenants

    At Move On, we aim to do our best to use our knowledge and experience to make sure everyone involved in the lettings process is always in the loop, and this includes our tenants. It’s important that every tenant knows what is going on with the property they are renting or applying for, and that they have all the right information from the get-go.

    Being a tenant in today’s world can be a stressful experience, but our hope is that both the tenant’s and landlord’s experiences can be made as simple and stress-free as possible.

    Looking to rent a property through Move On? Here’s how the process goes…

    Applying for a Rental Property

    2022

    Sign Up To Our Mailing List

    Available Properties to Rent
    Scroll to the bottom of this page to find our Sign Up form and input your details to be notified whenever a new property becomes available to view.
    2022

    Book Your Viewing

    Once you’ve seen a property you’re interested in, give us a call to book in your viewing. Alternatively, you can send us a message on Facebook, Instagram, or via email at enquiries@moveon.biz.
    2022

    Information For Booking

    Upon booking, you will be asked the following, so it’s best to have this info to hand: Your contact details Who is moving with you (adults, children & pets) When are you looking to move by? Tenant’s current occupation & salary? Any adverse credit (CCJS, IVAS, etc.)?
    2022

    Register Your Interest

    Viewing Properties to Rent
    If you’re interested in renting the property after your viewing, register your interest by telling us you’d like to apply. You can do this via phone, email, or face-to-face at the end of your viewing!
    2022

    Your Offer’s Agreed!

    Applying for Rental Properties
    Once your offer of interest has been accepted by the landlord, we will send you some documents online via Signable to fill out and confirm the details of the let.
    2022

    I.D Checks and Holding Deposit

    When we’ve received the forms back signed from all tenants, we will ask for proof of photo I.D (this is required for Right to Rent checks) and payment of a holding deposit (1x weeks’ worth of rent)
    2022

    Referencing Checks

    Employer Referencing for Rental Property
    Once we have received payment of the holding deposit and I.D from all tenants, you’ll be submitted for referencing through our partners at Homelet. You will receive an email inviting you to fill out an online referencing form. This will use employer references, credit checks and previous landlord references to make a final decision.
    2022

    Referencing Passed

    Rental Application Passed
    Once references are acceptable and passed for each tenant, we will begin creating the move in documents ready for your move in date. They will be sent via Signable prior to your picking up the keys.
    2022

    Prior to Picking Up Keys

    Before moving in and picking up keys, you will need to verify your I.D in person; pay your first month’s rent and deposit (5 weeks’ rent equiv.) and have signed your move in documents.
    2022

    Welcome to Your New Home!

    Picking Up Keys for Rental Properties

    Still not sure about whether you might be the right fit for one of our properties, or not sure whether you should apply? Read our FAQs for Tenants.

    If you’ve still got questions about the process or your application, please give us a call on 01202 711169.

    Information For Landlords

    Information for Landlords

    Information for Landlords

    As a landlord, you need to know that your rental property is being looked after, not just by your tenants, but by your agents as well.

    With over 15 years of experience in letting and managing rental properties across Poole, Bournemouth and beyond, you can be assured Move On bring the expertise and knowledge to ensure not only your property is looked after, but you are too.

    At Move On, we offer a range of different services for rental properties depending on your needs:

    Portfolio Management

    Have all your investments in one place and in good hands by leaving management of your properties to us. You'll be assigned a designated portfolio manager from our team and full management 24/7. We'll take care of everything from sourcing new tenants to mid-term inspections, compliance management and check outs, so you'll truly be able to relax knowing your portfolio is in good hands.

    Fully Managed Service

    Our fully managed service allows you to really put your feet up and let us take the stress of finding tenants and managing your rental property from your shoulders.  This includes collecting your rent, dealing with maintenance issues, making sure your property is compliant with all the latest legislations, and conducting property visits.

    Let Only and Rent Collection Service

    With our Let Only and Rent Collection Service, you still retain control over the maintenance of your property, but you don’t have to worry about collecting and managing rent, property visits, finding new tenants, and making sure you are covered with the latest legislations – you can leave that up to us!

    Let Only Service

    With Let Only, we’ll value and advertise your rental property on our website, social media and popular property portals like Rightmove and find your next tenant. We’ll take the stress out of the compliance side of finding and referencing new tenants too.

     

    What's Included?

    Fully Managed Service

    15% + VAT (18% incl VAT)

    Full rental valuation

    Advertising of property

    Tenant identity verification and Right to Rent Checks

    Full tenant referencing

    Preparation and distribution of tenancy documents

    Arrangement of compliance checks (Gas Safety, Electrical Certificates, etc.) (charges apply)

    Compliance advice

    Protection of deposit

    Collection of rent

    Arrangement of quotes, repairs, and maintenance

    Regular property checks

    Tenancy renewals

    Management of check outs and end-of-tenancy

    Let & Rent Collection

    11% (inclusive of VAT)

    Full rental valuation

    Advertising of property

    Tenant identity verification and Right to Rent Checks

    Full tenant referencing

    Preparation and distribution of tenancy documents

    Arrangement of compliance checks (Gas Safety, Electrical Certificates, etc.) (charges apply)

    Compliance advice

    Protection of deposit

    Collection of rent

    Let Only Service

    £350.00 (inclusive of VAT)

    Full rental valuation

    Advertising of property

    Tenant identity verification and Right to Rent Checks

    Full tenant referencing

    Preparation and distribution of tenancy documents

    Arrangement of compliance checks (Gas Safety, Electrical Certificates, etc.) (charges apply)

    Compliance advice

    Protection of deposit

    HMO Management

    15% + VAT (18% including VAT)

    With our dedicated HMO manager and an established portfolio of more than 15 HMOs in Poole and Bournemouth, we're the best choice for taking over your HMO.

    What's included:

    • Dedicated HMO manager
    • Find and manage professional tenants for each room quickly and easily
    • Monthly inspections and reports
    • Compliance management
    • The chance to put your feet up, knowing your property is in good hands!

    If you’re thinking of renting out your Poole or Bournemouth rental property, or are looking for a new agent, give us a call on 01202 711169 or email sharon@moveon.biz to have a no-obligation chat and a FREE rental valuation.

    1) Introduction Only Service - £350.00 (inclusive of VAT) payable for each letting where the tenant is introduced through the Agent. 2) Let Only Service - 5% of the annual rent or a minimum £720.00 (inclusive of VAT) payable for each letting where the tenant is introduced through the Agent 3) Letting and Rent Collection Service -11% (inclusive of VAT) of the rent due, deducted by the Agent *If the monthly rental is £750.00 you will pay a fee of £82.50 inclusive of VAT 4) Full Management Service - 15% + VAT (18% inclusive of VAT) of the rent due, deducted by the Agent The fees under the above services are payable when any individual or organisation enters into an agreement to rent the Property as a result of our promotion, introduction, or viewing by the Agent. Additional Charges: Set Up Fee -  £600.00 (inclusive of VAT) (This includes advertising of your property, photos, video, to major portals, referencing all tenants and guarantors, producing legal paperwork) Inventory service  -  £100 to £360 (no VAT) dependent on number of bedrooms Registration of Deposit -    £36.00 (inclusive of VAT) Professional hourly rate - £60.00 (inclusive of VAT) Charged by the Agent when required to carry out any additional services Check out  -    £222.00  (inclusive of VAT) Void property inspections  -   £48.00 - (inclusive of VAT) (per visit) Additional inspections  - £60.00  (inclusive of VAT) first 2 included in management fee per annum Tenancy renewal fee - £150.00  (inclusive of VAT) Issuing of notices - £72.00  (inclusive of VAT) Statutory Periodic Fee - £60.00  (inclusive of VAT) Rent Warranty and Legal Cover -  £390.00 (inclusive of VAT) Deposit Disputes-  £144.00 (inclusive of VAT) Major works fee - 12% (inclusive of VAT) (If the works costs £3,000 you will pay a fee of £360.00. inclusive of VAT) Tenant Fees: Early release fee (subject to property and conditions) Company Let Referencing and Renewal Fees (subject to property)

    Blog Articles

    MINIMUM EPC RATING TO CHANGE IN 2025?

    The Government is in current consultation to bring forward the change in EPC ratings from E to min ‘C’ from 2028 to 2025.

    With climate change being a prominent factor in the news at the moment, the government is keen to do their bit.

    From 2025 all new builds will be banned from putting in gas boilers to drive us away from gas as a carbon-based fuel. They are looking to replace these boilers with a heat source air pump.

    The government introduced a ‘Green Homes Grant’ in September 2020, where they would pay two thirds of an invoice and the public paid one third with a cap of £5000. However, this was closed on 31st March 2021 due to various hitches and lack of skilled workforce. There is talk of them looking at another type of grant– let’s hope so!

    Landlords will not be able to issue new tenancies unless their property is rated ‘C’, just like we did with the current system when they banned F and G ratings from the rental sector in April 2018.

    The older the property, the more likely you are to be a D or E. I would highly recommend you looking at your current EPC and seeing if you have a potential rating of ‘C’ and what the recommendations are on how to achieve this.

    If they insist on landlords upgrading properties to the pump system, this could have a negative impact on the rental sector as it just wouldn’t be affordable for many landlords and the return on investment could take several years to recoup! As they say, ‘watch this space’.

     

    Have a good week!

    Sharon Canning

     

    If you would like a friendly, no obligation chat regarding buying, selling, renting or investing in property, then please email sharon@moveon.biz   or telephone 01202 711169.