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  • THE DEBT RESPITE SCHEME – 4th May 2021

    The pandemic has had a huge impact on people, their finances and their mental health. The government have looked at this and are introducing from the 4th May 2021 ‘The Debt Respite Scheme’.

    The respite is 60 days breathing space to help sort out the debts that have accumulated. The condition of this is that you must sign up with a debt advice provider authorised by the Financial Conduct Authority (FCA).

    If you have a tenant who has fallen behind in their rent and is struggling to keep up with their arrears, then this may help them. As a landlord you will not be able to contact them about their arrears or serve any notices during the 60 days. They must provide proof of the debt advisor and the tenant must have been accepted under the scheme. You can of course still contact them for other things such as Gas Safety Certificates.

    It is important to note that the tenant must still continue to pay their rent during the 60 days, the respite is there for them to work on a payment plan on their arrears. The tenant can only sign up to this once a year.

    If you would like more details on this, then please email me on sharon@moveon.biz.

     

    Remember a good agent is worth every penny when you know you can sleep peacefully at night.