I was recently chatting to a landlord who self-managed his properties and was having a problem with one of his tenants who had fallen into rent arrears. Despite trying all they could to help the tenant, it was clear the arrears were not going to be made up and they would continue to increase.
The landlord was picking my brain on what paperwork was required, in the event he had to go down the court route.
It was apparent to me that he was a good landlord and had always used an agent (not Move On) to set up a new tenant for each property and then let the tenancies rollover.
After going through the paperwork, it was clear he had not had any electrical certificates conducted on his properties and he was completely oblivious to the fact that he needed one. He was under the impression that they would only be required for new tenants moving in after April 2021 and as none of his tenants had moved out, he hadn’t instructed his electrician to do them.
Part of the court paperwork is to include all legislative paperwork. Also in the court waiting room is a representative from Shelter, who will go through the tenant’s paperwork as well.
I advised him to get the electrical certificates completed ASAP.
For the avoidance of doubt:
SINCE APRIL 2021 – ALL RENTAL PROPERTIES MUST HAVE A VALID FIVE-YEAR EICR CERTIFICATE!
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Is Your Property Protected Against Fraud?
Your property is probably the most valuable asset you own. That’s why it’s important you do whatever you can to protect it from the risk of fraud.
Property fraud happens in many ways, but typically a fraudster will impersonate a homeowner and forge documents to try to persuade Land Registry to transfer the title into their name. They then either sell the property or use the property to raise a mortgage from a bank – and disappear with the money.
There is an increased risk of fraud when:
- Your property’s mortgage has been paid off
- Your property is empty or you’re letting it
- An owner is spending time abroad or is absent
- The owner is infirm or in a nursing or care home
- A relationship breaks down
So what can you do about it?
Land Registry have stopped hundreds of fraudulent applications on properties worth millions of pounds, and have a dedicated fraud team and work closely with the police and other agencies to reduce the risk of property fraud.
You can sign up to get property alerts if someone applies to change the register of your property, for example if someone tries to use your property for a mortgage. This won’t automatically block any changes to the register but will alert you when something changes so that you can take action. You can get alerts for up to 10 properties – there’s no fee. You can do this by visiting https://propertyalert.landregistry.gov.uk/
If you’re worried you may be the victim of property fraud, contact Land Registry immediately. You should also get legal advice and contact the police. For more information please go to http://www.landregistry.gov.uk/public/property-fraud.
Have a good week!
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